FGA Partners Pioneers Digital Credit Note Tokens, Opening the Door to a New Class of Decentralized Financial Instruments

FGA Partners began laying the groundwork for Digital Credit Note “DCN” tokens in 2022, partnering closely with MegaHoot Technologies to architect a decentralized framework capable of supporting institutional grade financial operations. Over the following years, the DCN model underwent extensive refinement, security hardening, and performance optimization. This iterative development ensured that by mid-2025, the DCN ecosystem could launch with the robustness, transparency, and scalability required for global financial adoption.

Today, the DCN framework is fully active and available for financial institutions, private companies, and publicly traded corporations seeking a next generation tool for structuring financial obligations. DCNs support a wide range of use cases, including:

• Perpetual and fixed-term debt instruments
• Tokenization of real world assets (RWAs)
• Operational and revenue based financial structures
• Yield bearing decentralized financial instruments

This innovation is powered by the Pecu Novus blockchain, a purpose built decentralized network engineered specifically for financial market integrity. Pecu Novus delivers the transparency, efficiency, and transaction speed required for high volume, high trust financial operations, making it the ideal foundation for DCN issuance, settlement, and lifecycle management.

“Digital Credit Notes were engineered to solve real structural challenges in global finance,” said Louis Velazquez, Managing Partner with FGA Partners. “By combining institutional grade design with decentralized transparency on the Pecu Novus blockchain, we’re giving financial institutions and companies a powerful new tool to modernize debt, operations, and asset structures. This is not just an innovation, it’s the foundation for a more efficient, trustworthy, and scalable financial future.”

To support seamless institutional integration, financial firms can connect to the DCN ecosystem through FIX APIs provided by MegaHoot Technologies, enabling compatibility with existing trading, settlement, and risk management systems. Meanwhile, global participants gain access to a transparent, peer-to-peer environment where DCNs function as programmable, hourly yield bearing instruments with real-time auditability.

DCNs were designed for scalability on a decentralized level, enabling participation in the over US$130 trillion global bond market, but with dramatically improved efficiency, transparency, and settlement certainty. By eliminating legacy bottlenecks and embedding compliance and ownership verification directly into the blockchain layer, DCNs offer a modernized path forward for issuers, investors and regulators alike.

Digital Credit Notes mark a new era in decentralized finance, one where institutional grade structure meets blockchain powered transparency, unlocking unprecedented opportunities for global financial markets. It is also noted that FGA Partners is open to exploring relationships with investment banks, financial institutions as well as public and private companies, learn more at www.fgapartners.com .